Insurance claims are claims that an insured has against their own insurance company, whether it is an automobile, homeowner’s, life insurance, disability or other type of insurance.  Those claims can develop as a result of denial of coverage, refusal to pay anything, or a contest as to the amount of the loss, and perhaps the different types of losses.

Insurance is like a shirt with many pockets.  A single insurance policy can have several different types of coverage, and the payment of one coverage is like taking money out of one pocket of the shirt, as opposed to taking money from another pocket of the shirt.  Many times the contest, the claim if you will, arises as a result of a dispute over the amount due out of one pocket and the denial of entitlement to payment out of another pocket.

These claims, like all other claims, are specialized in nature and the most significant aspect of this type of claim for the insured is that Florida Law says that if you, the insured, prevail in your claim against your insurance company, you are entitled to have your attorney’s fees and cost paid by your own insurance company.  In these situations, we explain to our clients in the initial interview, if we prevail, we will seek attorney’s fees and cost from the insurance company and not from you, but if we do not prevail, there is no obligation on your part to pay attorney’s fees.

The experience of the lawyer handling the case is important and the fact that you have read this description is an indication you have some concerns.  I invite you to contact our office to discuss this further and interview me, asking all the questions you like.