Trucker’s insurance claims are similar to other insurance claims and I suggest reading the Insurance Claims section for additional general information.

A trucker’s policy, called a “Truckers Occupational Accident Insurance,” has several significant differences.  While these policies are like a Workers’ Compensation policy, by providing essentially the same benefits, they are different and require a lawyer with both experience and understanding of those differences when the insurance company denies payment.

These policies, like other insurance policies, are governed by Florida Law, which allow for the payment of attorney’s fees and cost paid by the insurance company, if you prevail.

One of the important concerns about these policies deals with which State law applies to the construction of the policy and as a general rule the State where the policy was delivered, meaning your address on the policy for the named insured will be the State that has authority over the policy, not necessarily where the accident occurred.  While it does not happen all the time, these claims can get transferred by the insurance company into Federal Court.

If you are reading this, you are either a trucker, family member or close friend of a trucker, which means that is difficult for the trucker to be able to see me face to face.  In that situation, my office will gladly arrange a telephone conference where the injured person discuss this further and interview me, asking all the questions you like.